Welcome to TikiPay. By accessing or using the platform, dashboard, APIs, plugins, modules or related services, you agree to these Terms & Conditions.
1. Service Description
TikiPay provides payment automation technology, hosted payment flows, integration tools and verification services for supported payment channels. Availability depends on the account type, payment provider, credentials, configuration and applicable rules.
2. Account, API Keys & Security
You are responsible for keeping your account credentials, Brand API Keys, Device Keys and dashboard access secure. Brand API Keys should be stored on your backend and must not be exposed in public browser code.
3. User Responsibilities
You are responsible for the legality of your business, products, services, customer communications, websites and transactions. You must use TikiPay only for lawful activities and accurate payment processing.
4. Prohibited Activities
- Fraud, phishing, impersonation or unauthorized payment collection
- Money laundering, financing of unlawful activity or prohibited financial schemes
- Sale or distribution of illegal goods or services
- Abuse of APIs, automated attacks, credential sharing or attempts to bypass platform controls
5. Payment Handling & Verification
Merchants should verify the final payment state from the backend before fulfilling an order. Browser redirects and webhook notifications are workflow signals; server-side verification should be used where available.
6. Documents & Verification
TikiPay may request identity, business or account documents when required for security, provider compliance, payment-channel activation or risk review.
7. Subscription, Plans & Fees
Access to certain features may require an active subscription or plan. Pricing, usage limits and included features are shown on the Pricing page or dashboard and may be updated from time to time.
8. Apps, Plugins, SDKs & Modules
Ready-made integrations are provided to simplify implementation. Platform versions and third-party software can change, so you are responsible for testing your integration before production use.
9. Availability & Third-Party Networks
Payment processing can depend on banks, mobile financial services, telecom networks, provider APIs and configured connectors. TikiPay does not control the availability, delay or interruption of third-party systems.
10. Suspension & Termination
TikiPay may restrict or suspend access for security risks, abuse, illegal activity, repeated policy violations, unpaid subscriptions or technical threats.
11. Limitation of Liability
The platform is provided on an as-available basis. To the extent permitted by law, you are responsible for your business operations, fulfillment, customer disputes, regulatory obligations and integration decisions.
12. Changes to These Terms
These Terms may be updated as the service, features or legal requirements change. Continued use after an update indicates acceptance of the revised Terms.
13. Governing Law
Unless another written agreement applies, these Terms are governed by the applicable laws of Bangladesh.
14. Final Acknowledgement
By using TikiPay, you confirm that you have read and accepted these Terms & Conditions and will use the platform responsibly.